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Terms & Conditions

  1. This Offer is made solely and entirely by ESPRESSO TECHNOLOGIES PVT. LTD with the brand name CAxpert (“Merchant Name”) to the customers of Kotak Mahindra Bank (“Bank”) holding Kotak Current account holders with Kotak Credit Card or availing Net Banking facilities of the Bank (“Customers”).
  2. Offer Period is from 1st of July 2020 to 31st of March 2021. (“Offer Period”)
  3. * Packages
    • CAxpert will ensure your books of accounts, GST and TDS compliances are completely up-to-date once you take any package through CAxpert. Each client is assigned a CA and Accountant duo team. Pricing is further divided into various packages
    • The ‘Support’ package, indicatively priced at Rs. 5000/month (for upto 100 transactions a month) includes the standard services of accounting, GST and TDS compliances, unlimited interactions with the accountant and up-to 2 interactions with the CA/month.
    • The ‘Grow package’, indicatively priced at Rs. 15,000/month (for upto 1000 transactions a month) includes everything in the ‘Support’ package and an additional 2 interactions with the CA as well as MIS reporting on Cash-flow statements, Accounts receivables/payables, Ageing and interest drains.
    • The ‘Lead’ package, indicatively priced at Rs. 30,000/month (for upto 2000 transactions a month) includes everything in the ‘Grow’ package and unlimited access to the CA for clarifications on taxation, government announcements and compliances.
    • The ‘Enterprise’ package is for businesses that have over 2,000 transactions per month and will entail custom solutions which can be provided.
    • If you are looking to switch your accountant mid-year, we also offer ‘Catch-up Accounting’ solutions so that your older data can be caught up, rectified, reconciled or even transferred from one accounting software to another at a cost.
  4. Participation in this Offer is voluntary.
  5. This offer is only applicable for Kotak Mahindra Bank current account customers.
  6. Customers may choose to go for the monthly, quarterly or yearly billing option.
  7. If a customer chooses to go for the monthly billing option, his 1st month will entail a 10% discount. The rest of the months of the year will be billed at the regular rate.
  8. If a customer chooses to go for quarterly billing, his 1st quarter billing will entail a 20% discount for the first quarter and the balance three quarters will be billed at the regular rate.
  9. If a customer chooses to go for annual billing, he will be billed for only 9-11 months, depending on the package, thereby leading for a free month(s) of services.
  10. There are no discounts applicable on the ‘Catch-up Accounting’ service.
  11. Do note that all pricing is always indicative. The final monthly pricing will get impacted by:
    • The software(s) chosen
    • The number of GSTINs
    • Additional accounting services required such as payroll, API integrations, multi-currency accounting, management reporting,
  12. The Offer is non-transferable, non-encashable and non-negotiable.
  13. Any Customer eligible for the Offer shall be deemed to have read, understood and accepted these terms and conditions, general terms and conditions of the Bank and terms and conditions of the Merchant in relation to the Offer before availing the Offer.
  14. Bank merely facilitates its Customers to avail the Offer and it is in no way concerned or connected in respect of the terms and conditions of ESPRESSO TECHNOLOGIES PVT. LTD
  15. The Bank and ESPRESSO TECHNOLOGIES PVT. LTD., reserve the right to disqualify any Customer from the benefits of the Offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer.
  16. Bank and ESPRESSO TECHNOLOGIES PVT. LTD reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all or any of these terms and conditions or to replace, wholly or in part this Offer by another offer whether similar to this Offer or not or to extend or withdraw this Offer altogether.
  17. The Bank shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy in the services rendered by ESPRESSO TECHNOLOGIES PVT. LTD its agents or representatives and the Customer hereby understands, acknowledges and agrees not to hold the Bank responsible or liable for, any losses, damages, costs, charges, expenses, claims (whether direct or indirect), actions or demands suffered by the Customer in relation to availing the benefits under the Offer.
  18. The Bank holds out no warranty and makes no representation about the quality, delivery or otherwise of the goods and services offered by ESPRESSO TECHNOLOGIES PVT. LTD Any issue or dispute or claim arising out of or in relation to availing the benefits under the Offer must be resolved by the Customer directly with ESPRESSO TECHNOLOGIES PVT. LTD by writing to support@caxpert.com  without any reference to the Bank.
  19. The decision of the Bank and ESPRESSO TECHNOLOGIES PVT. LTD in all matters in connection with and incidental to this Offer is final and shall be binding on all persons.
  20. Disputes, if any, arising out of or in connection with or as a result of above Offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Delhi only.
  21. Customers who fail to enter the promo code or using the wrong promo code shall not be eligible to avail the Offer. Bank shall, in no way, be liable in the event the Customer fails to enter the promo code or uses the wrong promo code resulting in Customer becoming ineligible to avail the Offer.
  22. All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits of the Offer shall be borne solely by the Customer and the Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues and charges.
  23. The offers to Kotak Mahindra Bank Customers cannot be combined with any other offer on the website and are in addition to the “Terms of Service” & “Privacy Policy” as listed on the website.